LONG-TERM LOAN

Refinancing &
Long-Term Funding Solutions

Lower Payments. Better Terms. Stronger Business.

Refinancing allows your business to replace existing advances with more manageable terms. By reducing payment pressure and improving your structure, you can regain control and focus on growth.

MCA (Merchant Cash Advance) refinancing can be a powerful tool for businesses looking to regain control over their cash flow. By replacing an existing advance with a new one that offers better terms—such as lower payment amounts, longer repayment periods, or improved factor rates—businesses can reduce the strain of frequent withdrawals. This added flexibility helps free up working capital, allowing owners to meet daily expenses, invest in inventory, and maintain smoother operations without the constant pressure of aggressive repayment schedules.

In addition to immediate relief, refinancing can position a business for stronger financial health over time. With more manageable payments, companies can focus on growth initiatives like marketing, hiring, or expansion rather than simply keeping up with debt. It can also simplify finances by consolidating multiple advances into a single payment, making budgeting and planning more predictable. Ultimately, MCA refinancing helps transform short-term funding into a more sustainable financial solution that aligns with the business’s long-term goals.

A Smarter Way to Grow

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Lower Payments

Reduce daily or weekly payment amounts.

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Better Terms

Extend repayment terms for greater flexibility.

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Improve Cash Flow

Free up working capital and stabilize your business.

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Consolidate Advances

Combine multiple advances into one simple payment.

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Fuel Growth

Invest in inventory, hiring, and expansion.

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Qualifications

  • Minimum 640 FICO credit score
  • At least 1 year in business
  • Minimum $100,000 in annual revenue
  • Positive net income required
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Required Documents

Please have the following documents ready:

01 Working Capital Application
02 FREE credit report from Experian.com
03 Twelve (12) most recent business bank statements
04 Most recent Business Tax Return
05 Completed Business Debt Schedule
06 A copy of a voided check